After a death in the family, the same certificate may be needed by several organisations. That can make it feel as though one online report will update everything. For Aadhaar and financial claims, keep separate records: which organisation you contacted, what you submitted, and what outcome it confirmed.
What is timely—and what is already established
Mint’s coverage on 10 October 2026 brings fresh attention to reporting a family member’s death to UIDAI. The underlying facility predates that article. A UIDAI announcement issued through PIB on 26 November 2025 already described it. This is a practical reminder, not an announcement of a new October 2026 rule.
Understand the identity-reporting task
UIDAI’s November 2025 announcement says family members can report a death through myAadhaar after obtaining the death certificate. The reporting person authenticates themselves and supplies the deceased person’s Aadhaar number, death registration number and other identifying details. UIDAI validates the information before deciding whether to deactivate the number. Submission alone is not the final outcome.
That announcement described coverage for deaths registered in 25 states and Union Territories using the Civil Registration System, with further integration underway. This is a dated scope statement, not a verified count of current coverage. Check the official service for the death registration concerned; do not assume the deceased person’s Aadhaar address alone establishes eligibility.
Use the portal reached through UIDAI’s official website. Keep any acknowledgement or reference provided, along with a note of the outcome. UIDAI says Aadhaar numbers are never reassigned to another person; deactivation helps prevent misuse of the deceased person’s identity.
A money claim has its own paperwork
Aadhaar reporting is an identity-record process. Banks and insurers publish separate claim procedures. For example, SBI’s current deceased-settlement page lists an application, death certificate and claimant KYC documents for a deposit claim where nomination is available. Other situations need different documents. Its revised process took effect on 16 December 2025; the page was last updated on 5 January 2026. Its stated framework excludes government savings schemes such as PPF and SCSS.
For life insurance, LIC’s claims guidance describes a claimant statement, death-register extract and policy document, with additional requirements depending on the case. Contact the servicing branch for the applicable checklist. These are examples from the named institutions, not a universal checklist for every bank or insurer.
An example: one certificate, three separate records
Suppose Meera’s father had an Aadhaar number, an SBI deposit with a nominee, and an LIC policy. Meera reports the death through the available UIDAI service. Separately, the appropriate claimant approaches SBI and LIC through their respective claim procedures.
The family could keep three notes in its folder: “UIDAI—report submitted; outcome to check”, “SBI—claim submitted; acknowledgement saved”, and “LIC—branch checklist received; documents being gathered”. These are suggested notes, not official status labels. Completing one task does not establish that the others are complete.
This distinction matters when the family is planning living expenses. Do not budget an expected deposit or insurance payout as received money merely because an identity report has been submitted. Confirm the financial claim’s own progress with the institution.
Keep the records private and the outcomes clear
Store identity details, certificates and claim papers securely. Do not put full Aadhaar numbers or certificates in public posts. Ask each organisation what evidence it needs and whether documents are missing. This article covers the boundary between identity reporting and financial claims; entitlement to inherit or receive money can require separate legal advice.
Source check: 10 October 2026. Topic discovery: Mint, published 10 October 2026 at 12:37 a.m. IST; no separate update time was displayed. Primary sources: UIDAI/PIB, published 26 November 2025; SBI, process effective 16 December 2025 and page updated 5 January 2026; LIC claims page, updated 29 July 2025. Service coverage and individual claim requirements should be checked directly. Educational information, not personalised legal or financial advice.