The Price You Planned For Is Not the Price You Will Pay
A home cooked thali costs ₹28.40 today. At the rate it has been rising, the same plate costs about ₹75 in twenty years. Every…
Read article →SAVINGS TO WEALTH
Planning
Is Your Whole Salary Going Towards EMIs? Here’s How to Regain Control
Your salary arrives, the EMIs take it, and by mid month there is nothing left. Three practical steps to stop the debt growing and…
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Not Just Saving: What This Site Is For
Saving stops a bad month becoming a bad year. Building changes where you end up. What this site believes about money, and how it…
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The Jargon Buster: 30 Money Terms in Plain English
CTC, LTCG, NPS Tier 2, ELSS, direct plan. Thirty words you will meet in your first years of earning, explained without the sales pitch.
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The Only Three Accounts You Actually Need
A place money arrives, a place it grows, a place it waits until you are old. Why you probably do not need a demat…
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From Three Months to Six: Is the Second Half Worth It?
Going from three months of expenses to six has a real cost as well as a real benefit. Here is the size of both,…
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Budgeting on a Fresher Salary in a Metro
50/30/20 does not survive contact with Bengaluru rent. Here is what a first salary actually looks like, what to aim for instead, and why…
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When Your Money Is Also the Family’s Money
Budgeting guides assume your salary is yours. Here is how to plan around family obligations instead of pretending they are not there, and the…
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Start With ₹50,000: Your First Emergency Fund Target
Six months of expenses is the right answer eventually and a terrible place to start. Aim at a flat fifty thousand first, and here…
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How to Work Out Your Net Worth When You Are Starting Out
Net worth is not a rich person’s number. Where to find each figure, what a negative one means at 24, and why your salary…
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