Terms of Service
Effective and last updated: 3 September 2026
These Terms govern access to savingstowealth.com. By using the site, you agree to these Terms and the linked policies. If you do not agree, do not use the site.
1. Educational service only
The site provides general financial education, commentary and market information. It does not provide personalised investment, securities, trading, portfolio-management, legal, accounting or tax advice; execute trades; manage money; or create a fiduciary, adviser-client, broker-client or other professional relationship.
2. Eligibility and lawful use
You must be legally capable of accepting these Terms. Use the site lawfully and for personal, non-commercial purposes. Do not interfere with security, scrape or overload the service, introduce malicious code, bypass controls, impersonate others, misuse forms, or violate law or third-party rights.
3. Market information
Prices, levels, open interest, max pain, scenarios, sentiment and news may be delayed, estimated, incomplete or inaccurate. A dated morning edition reflects information available at its stated time and is not live data. Markets may move materially after publication.
4. Intellectual property
The design, original text, graphics, compilations and branding are owned by or licensed to Savings to Wealth. You may view and make a reasonable personal copy. Republishing, commercial exploitation, systematic extraction or removal of notices requires written permission except where law permits.
5. Submissions
You retain rights in material you send. You grant us a limited licence to receive, store and use it to respond, operate the service, prevent abuse and meet legal duties. You represent that your submission is lawful and does not infringe another person’s rights.
6. Third parties
Third-party data, news, links and services are supplied for convenience and remain subject to their own terms. Their appearance is not an endorsement. We do not control their accuracy, security or availability.
7. Availability and changes
We may correct, update, suspend or discontinue content or features and do not guarantee uninterrupted availability. Revised Terms apply prospectively from the posted date; material changes receive any notice required by law.
8. Warranties and liability
To the extent permitted by law, the site is provided “as is” and “as available” without warranties of accuracy, fitness, merchantability, non-infringement or uninterrupted operation. Savings to Wealth and its operators are not liable for indirect, incidental, special, consequential or trading losses, lost profits or data arising from use or reliance. Nothing excludes mandatory consumer rights or liability that cannot legally be excluded, including for fraud or wilful misconduct.
9. Responsibility and indemnity
You remain responsible for your decisions and, where permitted, for losses and reasonable costs caused by your unlawful use, infringement or material breach.
10. Governing law
These Terms are governed by the laws of India, without depriving consumers of mandatory protections applicable in their country. Courts with lawful jurisdiction in India may hear disputes, subject to mandatory consumer forums and dispute rights.
11. General
If one term is unenforceable, the remainder continues. Non-enforcement is not a waiver. These Terms and the linked Privacy Policy, Cookie Policy and Financial Disclaimer form the agreement concerning the site. Contact us through the Contact page.