SEBI’s Free Investor Lessons: A Starting Point Before Your First Investment
SEBI’s new investor-education campaign offers free lessons and practical checks. Here is a sensible way for first-time investors and families to use them.
Read article →SAVINGS TO WEALTH
Investing
Your Company Shares Are Also a Bet on Your Employer
Your salary already depends on your employer. Holding much of your savings in its shares creates a second dependence. A simple example explains the…
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The Return Your Fund Shows Is Not the Return You Earned
The same fund can rise 20% while one investor loses money. A simple example explains why investment dates and amounts change your personal return.
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Your FD Interest Rate Is Not Your Return
A 7% FD rate does not tell you what you keep after tax or what it can buy. A simple ₹1 lakh example explains…
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Your Portfolio Has Drifted. Do You Need to Sell Anything?
A ₹1 lakh transfer and a ₹1.67 lakh top-up can restore the same portfolio mix. Why the amounts differ, and how to use new…
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Direct or Regular: What a Small Fund Fee Costs Over Twenty Years
One percentage point in annual fund expenses becomes an ₹8.48 lakh difference in a twenty-year worked example. See why, what returns already include, and…
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The Great FII Exit: What If Foreign Investors Sold Everything?
FIIs hold ₹70.7 lakh crore of Indian stocks. We work out how much DIIs can absorb, what a full exit would do to the…
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SEBI’s New ₹25 Lakh Mutual Fund Route: Convenience or Another Layer of Cost?
SEBI’s board approved a new route on 24 September 2026 for portfolio managers to build client portfolios using mutual fund units. Called PRIM, it…
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Nine Funds, One Bet: Cleaning Up a Fund List
Two large company funds hold 38% of the same shares on average. Buy five and you have bought roughly the same thing five times.
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What to Decide Before the Market Falls
A fall is not a moment for decisions. By the time it arrives your choices are already made, and the fall just shows you…
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