ESG Funds: What You Are Actually Buying
What the three letters mean, who decides which companies count as good, and what the filter costs you over twenty five years.
Read article →SAVINGS TO WEALTH
Investing
Angel Investing: The Maths Before the Story
The asset class averages 1.8 times your money. With five bets you still have a three in four chance of ending up with less…
Read article →
Investing Outside India: What It Takes, and Whether You Need It Yet
Everything you own is probably tied to one country. Two ways to change that, the paperwork each one costs you, and why most people…
Read article →
Your First Index Fund: Moving Money Out of the Savings Account
Money in a savings account is going backwards against inflation. What an index fund is, and the one word on the fund page that…
Read article →
Pay Yourself First: Automate It Before You Can Spend It
Most people invest what is left at the end of the month, and nothing is ever left. Changing the order is the fix, and…
Read article →
SIP Investing: What Consistency Can and Cannot Do
A SIP is a payment instruction, not a product. What rupee cost averaging really does, where it gets oversold, and the one failure that…
Read article →
How Asset Allocation Keeps a Plan Balanced
Owning eleven funds is not diversification. What asset allocation actually means, how to choose a mix, and the rebalancing habit that keeps it working.
Read article →
Before Your First Investment: Build This Foundation
So you’ve finally decided to do it. You’re earning decent money, you keep seeing your friends’ SIP notifications popping up on WhatsApp, and you…
Read article →