The Jargon Buster: 30 Money Terms in Plain English
CTC, LTCG, NPS Tier 2, ELSS, direct plan. Thirty words you will meet in your first years of earning, explained without the sales pitch.
Read article →SAVINGS TO WEALTH
Planning
The Only Three Accounts You Actually Need
A place money arrives, a place it grows, a place it waits until you are old. Why you probably do not need a demat…
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From Three Months to Six: Is the Second Half Worth It?
Going from three months of expenses to six has a real cost as well as a real benefit. Here is the size of both,…
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Budgeting on a Fresher Salary in a Metro
50/30/20 does not survive contact with Bengaluru rent. Here is what a first salary actually looks like, what to aim for instead, and why…
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When Your Money Is Also the Family’s Money
Budgeting guides assume your salary is yours. Here is how to plan around family obligations instead of pretending they are not there, and the…
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Start With ₹50,000: Your First Emergency Fund Target
Six months of expenses is the right answer eventually and a terrible place to start. Aim at a flat fifty thousand first, and here…
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How to Work Out Your Net Worth When You Are Starting Out
Net worth is not a rich person’s number. Where to find each figure, what a negative one means at 24, and why your salary…
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A Simple Annual Financial Review
Every piece of money advice ends with check it once a year, and almost none of them says what checking means. This is that…
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Build an Emergency Fund That Fits Your Life
Three to six months is a range, not an answer. How to work out your own number from essential spending and your actual situation,…
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Turn a Distant Goal Into a Monthly Number
A wish has no amount and no date. A goal has both, plus a number you put away every month. Here is how to…
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