What to Do About the Money After a Death
Where to go, what to carry, and the order to do it in. Plus the thing almost everybody has backwards: a nominee is not…
Read article →SAVINGS TO WEALTH
Planning
Rent or Buy, and the Number That Decides It
Owning a ₹1 crore flat costs ₹52,759 a month more than renting one. Whether that is a bad deal depends entirely on one thing…
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What Will People Say
Indian families spend about twice as much on one wedding as on eighteen years of schooling. What that money would have become, why the…
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What a Credit Score Is Actually Worth
One point on a home loan rate is ₹7.46 lakh over twenty years. What the score is made of, why you have four of…
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The Weeks You Have Left
A life in India runs about 3,700 weeks. How many you have left, how many are already spoken for, and the one sum almost…
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Money of Your Own After a Divorce
What is already yours, what the law does and does not give you, and why the choice between one payment and money every month…
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Your Company Pension Is Smaller Than You Think
A full working life, every year paid in, and the most it pays is ₹7,500 a month. Whatever you earned.
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The Savings Scheme for Your Daughter, and the Date Nobody Checks
It runs 21 years from the day you open it, not from any age of hers. Open it when she is five and she…
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Setting Up Automatic Payments Without Getting Charged for It
Five payments on the same date and one late salary costs you five separate fees, not one. About ₹2,950 in a morning.
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The Subscriptions You Forgot You Were Paying For
Your bank has to warn you before every automatic payment. That warning is already a complete list of what you are paying for. Most…
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